Sage X3 Integrated Payment Processing

• Paya is the Sage Recommended Solution
• Fully integrated with Sage X3 to update/save credit card information back to Sage X3. This allows for further processing of voids/refunds.
• Multiple companies supported with 1 MID per company
• Customer sync for adds/deletes/changes

Integrated ACH Processing

Why ACH Reigns Supreme for B2B Commerce:

• Enable customers to pay with their choice of payment
• Paya incorporates proprietary technology that minimizes the risk of accepting ACH & Check (bad checks/fraud)
• Non-Sufficient Fund items are automatically resubmitted to attempt collection
• Fast funding time and improve cash flow
• Online reporting of activity
• Ensures NACHA and other regulatory requirements for processing

ACH Specific (if integrated into your software or gateway)

• Receive payment faster than accepting paper checks
• Cost less than accepting credit cards
• Accept ACH online, over the phone, or in person
• Setup recurring payments
• Process within your existing interface for efficiency
• Reporting posts back into your software

Automatic Level 3 Data Enrichment

Sage X3 Level 3 Credit Card Processing

Reduce Credit Card Processing fees. Get the best rate with Paya's Sage X3 Level 3 integration.

Capture the specific line item data integrated from Sage X3 in credit card transactions. 

These additional fields are required by VISA and Mastercard to achieve Level 3 credit card processing savings:

• Merchant name
• Merchant address
• Invoice number
• Tax Amount
• Item description
• Quantity and unit of measure
• Freight amount
• Commodity and product codes

Faster Funding

Accelerate Cash Flow

• Enable faster payment cycles
• Rapid batch processing, which provides next-day funding 

EMV Integration®

EMV Technology

Prevent fraud with EMV chip technology. Once commonplace, counterfeit fraud — in which a cardholder's information is collected, stored and reprinted on a different card — has declined sharply since EMV chip technology began to appear.

When you make a purchase via EMV card, the merchant never receives or transmits your actual card number. That makes it much more difficult for malicious actors to counterfeit your card.

PCI Compliance

Sage X3 Integrated Credit Card Processing and PCI Compliance

Paya's Sage X3 integration adheres to PCI DSS requirements

With Paya's Sage X3 credit processing solution, you can safely and securely accept, store, process, and transmit cardholder data during credit card transactions, to prevent fraud and theft.